Pradhanmantri Jeevan Jyoti Bima Yojana 2022-23: Yojana is being run by the central government to provide social security to the farmers living in the country. This scheme was launched by the Central Government on 9 May 2015. When this scheme was launched, then Prime Minister Narendra Modi was at the center. Ever since Prime Minister Narendra Modi took over the post of Prime Minister of the country. Since then many schemes have been started to give benefits to the farmers and unemployed people. By starting the Pradhan Mantri Jeevan Jyoti Bima Yojana, the government is making this scheme available to the farmers through private insurance companies and private banks. More Information A scheme run by the central government through which a farmer dies in an accident before the age of 55 years. In such a situation, the accident benefit amount will be provided to the family. However, before availing of this benefit, the farmer has to buy the policy under the scheme. When the farmer buys the policy. So after that, the farmer will be given the benefit of Pradhanmantri Jeevan Jyoti Bima Yojana. The age of the citizen buying the policy under this scheme should be between 18 years to 50 years. Through this policy, if the policyholder dies in an accident within 55 years. Therefore, in such a situation, the benefit of this scheme will be given to the beneficiary successor. Jeevan Jyoti Bima Yojana is being run by the Central Government. So that after the death of the farmer, his children do not face any financial problems in the future. The full name of the scheme run by the Central Government is Pradhan Mantri Jeevan Jyoti Bima Yojana. The main benefit of Pradhanmantri Jeevan Jyoti Bima Yojana is going to be available to the farmers and poor families of the country. Apart from this, every person living in the country can take advantage of this scheme. The objective of this scheme is to provide an accident insurance policy to every person. This scheme has been started by the Prime Minister of the country, Narendra Modi. You can get every information through the official website of Pradhanmantri Jeevan Jyoti Bima Yojana. The official website of this scheme is https://www.jansuraksha.gov.in/. The main objective The PM Jeevan Jyoti Yojana has been launched by the Prime Minister of India, Narendra Modi. The main objective of that scheme is to provide insurance to all the people living in the country. If seen in this way, in today's time people belong to the middle class. The insurance of those people is already in LIC. But still, people who are poor and not able to take insurance. Unable to pay insurance money. So in such a situation, one can easily buy accident insurance of ₹ 200000 by depositing ₹ 330 per month under Pradhanmantri Jeevan Jyoti Bima Yojana by the government. Through this scheme by the government, if an insured dies within the age of 55 years. So in such a situation, an amount of ₹ 200000 is provided to the successor of that insured holder. Premium Amount When a person wants to get himself insured under the Pradhanmantri Jeevan Jyoti Bima Yojana run by the central government. So the person will have to deposit a premium of ₹ 330 per year. The person has an insurance cover of 200000 in a premium of ₹ 330. If the person dies due to an accident before the age of 55 years. So an amount of ₹ 200000 will be given by the government to the successor of that insured holder. When this insurance is done by the government. So in that, it is mandatory for you to get your medical examination done. Apart from other private banks, the Pradhan Mantri Jeevan Jyoti Bima Yojana, run by the government, is also being operated by the Life Insurance Corporation of India. Some important facts related When any person has to buy the Pradhan Mantri Jeevan Jyoti Bima Yojana run by the Central Government. So it is very necessary for that person to get his medical checkup done and submit the medical examination report along with his application form.This policy has been made available to people of minimum 18 and a maximum of 50 years of age through PM Jeevan Jyoti Bima Yojana.Under this scheme, if a person gets himself insured. So in such a situation, the benefit will be given to the person only on death before the age of 55 years. After that, there will be no benefit from this scheme.This scheme run by the government has to be renewed every year. Documents Required The resident of the country wants to apply under the Indian Prime Minister Jeevan Jyoti Bima Yojana. It is mandatory for that person to have certain documents. Because on the basis of the document itself, the person will be considered eligible for Pradhan Mantri Jeevan Jyoti Bima Yojana. Some important documents for Pradhan Mantri Jeevan Jyoti Bima Yojana are given below. 1. AADHAAR CARD OF THE APPLICANT2. Identity Card3. Bank Ac account passbook4. Mobile Number5. Passport size photo Online Application Process The process of application for Pradhan Mantri Jeevan Jyoti Bima Yojana online has started for the beneficiaries living in the country. Interested beneficiaries who want to apply for this scheme. That person has to follow the following steps given below. By following these steps, a person can easily apply online under PM Jeevan Jyoti Bima Yojana. First of all the person has to open the Google Chrome browser on his mobile computer. After opening the Google Chrome browser, the person has to go to the official website of this scheme https://www.jansuraksha.gov.in/.The person who reaches the official website of this scheme. Then the option to download the application form of Pradhan Mantri Jeevan Jyoti Bima Yojana in PDF will appear in front of that person. You have to click on that option. After downloading the application form in PDF, take a printout of that application form.Now you have to fill in all the information asked in this application form correctly. After filling in all the information correctly, you will have to attach all your documents with the registration form of this scheme and then submit this application form to your nearest bank. Where your savings account is currently running.When you submit your Pradhan Mantri Jeevan Jyoti Bima Yojana application form. Then make sure to keep the premium amount in your bank account.Now your application form will be verified by the bank officials and after verification, you will start getting the benefit of Pradhan Mantri Jeevan Jyoti Bima Yojana. The automatic premium amount will be deducted from your bank account. How to apply The person who has got himself insured under the Pradhan Mantri Jeevan Jyoti Bima Yojana and that person has died. So in such a situation, what the heir will have to do to take the claim of that person, some of the following methods are given below for that. Follow them. The expression has to be first approached at the bank of the insured. From there you will have to take an application form for the nominee claim.After filling out this application form, the heir of the deceased will have to obtain a discharge receipt of Pradhan Mantri Jeevan Jyoti Bima from the bank. The discharge receipt will have to be submitted along with the death certificate and canceled check and some documents of the nominee like:- photograph, identity card, and bank details.When the successor will make his application. After that, the benefit under this scheme will be transferred to the successor's bank account within the next 7 days. Benefits Citizens of 18 years to 50 years can take advantage of the scheme run by the central government.After the death of the policyholder through the scheme run by the government, the government will provide an amount of ₹ 200000 to the successor of the insured under the Pradhan Mantri Jeevan Jyoti Bima Yojana.Through the Pradhan Mantri Jeevan Jyoti Bima Yojana, after the death of any person in the family due to an accident, the heir is to be given benefit in the form of financial assistance.Through this scheme, every person in the country can set up more risk cover by paying less premium.Everyone can take advantage of the scheme run by the government. Because it is very easy to become ₹ 330 a year and a poor person can also get accident insurance of ₹ 200000 by paying this premium. Conclusion Therefore the Pradhan Mantri Jeevan Jyoti Bima Yojana is being run across the country. So that poor people can also buy their accident insurance and keep their risks covered. Therefore, if something happens to the person in the future. So in such a situation, financial assistance amount can be provided by the government to the family members behind. Under the Jeevan Jyoti Bima Yojana run by the government, a risk cover of up to ₹ 200000 is kept in the premium of ₹ 330 per year. If a person dies in an accident before 55 years of age. In such a situation, an amount of ₹ 200000 will be provided to the successor. Today, in this article, we have brought complete information about Pradhan Mantri Jeevan Jyoti Bima Yojana 2022 to you. I hope you liked this article written by us.