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The cheapest car insurance in St. Louis costs an average of $18 per month, and USAA, Travelers and State Farms offer some of the cheapest rates in the city.

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We have found that USAA and the Missouri Farm Bureau generally offer the cheapest liability coverage in St. On average, St. Louis drivers pay $18 per month or $212 per year for USAA liability insurance and $45 per month or $543 per year with the Missouri Farm Bureau.

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Drivers must have insurance with the following coverage limits:

Bodily injury liability insurance ($25,000 per person and $50,000 per accident)

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Drivers must have insurance with the following coverage limits:

Bodily injury liability insurance (· Property Damage Liability Insurance ($25,000 per accident)$25,000 per person and $50,000 per accident)

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Drivers must have insurance with the following coverage limits:

Uninsured motorist coverage (25,000 per person and $50,000 per accident in bodily injury coverage)

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The auto insurance companies that typically offer the cheapest rates for full coverage policies in St. Louis are USAA and State Farm.

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USAA charges an average of $66 per month or $791 per year, while State Farm's average rates are $149 per month or $1,789 per year.

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Auto Club Enterprises offers the most expensive comprehensive coverage rates, averaging $276 per month or $3,314 per year. A less than average 35-year-old driver with a good driving record.

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Marks showing factors that affect the cost of car insurance Factors that affect car insurance rates includes given in next slide

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Location Years Driving Record Credit History Gender Vehicle Type