Pradhan Mantri Kisan Maandhan Yojana: This is a government scheme for old age security and social security of small and marginal farmers (SMFs). Small marginal farmers of cultivable land up to 2 hectares falling in the age group of 18 to 40 years whose names appear in the land records of the States/UTs as of 0.1.08.2019 are eligible to get benefits under the scheme.
Under this scheme, farmers will get a minimum pension of Rs 3,000 per month after attaining the age of 60 years. And if the farmer dies due to any reason, then his family will get the right to get a 50% pension. Family pension is applicable only to the spouse.
About 60 to 70 percent of the population in India is completely dependent on agriculture. In such a situation, the government brings many schemes to improve the standard of living of the farmers. One such scheme is the Pradhan Mantri Kisan Maandhan Yojana. Like this scheme, 36 thousand rupees (3 thousand per month) are given to the farmers every year.
Eligibility
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Farmers of 18 years and above and up to 40 years can join this scheme. All farmers with cultivable land up to 2 hectares can take advantage of this.
The family pension will be applicable only to the spouse. 3000 will get a monthly pension. 50% of the family pension will be given to the farmer’s spouse after the death of the farmer.
The farmer will have to contribute an amount between Rs.55 to Rs.200 every month in the pension fund till the date of retirement (60 years of age). 55 at the age of 18 and Rs 200 at the age of 40.
Registration Process:-
Dear farmer brothers, first of all, you have to go to your nearest Common Service Center (CFC). After that, all the documents have to be submitted.
In addition, bank account information will have to be given, Common Service Center people will have to link your Aadhar card with your application. After this, the Kisan Card will give you the Kisan Pension Account Number.
Apart from this, farmer brothers can register themselves for this scheme by visiting the website of the Ministry of Agriculture and Farmers Welfare.
For other information about PM Kisan Maandhan Yojana, farmer brothers, you can visit the website of the Ministry of Agriculture, Farmers Welfare or You can contact the Common Service Center.
Apart from this, you can also ask about this by visiting the District Agriculture Office. By investing in this scheme, farmers can secure their future. In this way, they will not have to be financially dependent on any other person in the future.
Rules of the scheme: – The rule of this scheme is that the income of a laborer in the unorganized sector should not exceed Rs 15,000. The savings should not exceed Rs 15,000.
The passport and Aadhaar number of a savings bank account or Jan Dhan account should be there. Age should not be less than 18 years and not more than 40 years. Not already taking advantage of other pension schemes of the Central Government.
Scheme conditions:-
- In case of default of installment from their share, the members will be allowed to regularize the contribution by paying the arrears along with interest. This interest will be decided by the government.
- Is willing to exit the scheme within 10 years from the date of joining the scheme.
- In case of the death of the member due to any reason, the spouse has the option to continue the scheme.
- If death occurs in 60 years, then a 50% pension will be applicable to the nominee.
